Camera Insurance
Insurance for your SLR, DSLR and Video Camera and Equipment
Portable equipment
Usually insured on an all risks basis with extensions of cover, this type of insurance includes accidental loss or damage, as well as theft and, depending on the policy cover taken includes theft of equipment from an unattended vehicle while working (inclusive of commuting to & from locations). (with all policies - terms apply to contents in vehicles)
Camera Insurance
As a professional photographer or professional videographer your equipment is the tools of your trade and so they need to be insured correctly. Its very important that you insure for the full replacement of any item of kit you have, take an example
Your 5DMk2 with additional kit when purchased new cost you £2500, whilst logic dictates that as soon as you drive out the shop the value of the camera has reduced.
In real terms yes it has but in insurance terms it hasn't, the Camera may even be a couple of years old but you still have to replace it as new, and this is caused "the average condition"
We're not going to get overly technical here - When you insure something, house, contents, car, Canon, Nikon etc you are insuring your financial interest in that item, that is why you can't insure something that isn't yours.
That's the first point over with, secondly you need to insure for the "reinstatement" of an item, as an example three years ago your Canon/Nikon/Sony cost you £2500, the same camera now costs £2500 - you insure for £2500 - Not a reduced amount to take into account wear and tear. Similarly, if that piece of equipment is now £2700 to replace you need to be insuring at the higher amount.
When it comes to Camera Insurance you need to get it right.
Wide ranging cover is available from Cliik for not just photographic kit (i.e. cameras, lenses, lights, tripods, carry cases etc.), you can also insure other items of your trade such as laptops & printers.
Knowing your insurance is correct can give you the peace of mind to focus on what you do best; capturing moments.
Its not just about Camera Insurance take into account premises if you have them – fittings, contents and secured items such as lighting systems, computer systems, studio sets and mini labs.
The Cliik insurance policy is available for all types of Camera, SLR's, Digital SLR's and Video, camera. So whatever type of camera you have - Sony, Canon, Nikon, JVC, Fuji, Olympus, Pentax, Leica as well as many others Cliik has and insurance policy for your business requirements.
Contact CliiK for a free no obligation quote and see what we can do for you. 0845 241 8554
Find out more about Photographers Legal Expenses Insurance
Dave Armour, LMPA, Focal Point Photography.